Terms of Service

Agreement to Terms

By accessing or using Global Currency Converter at exchangeratenow.com ("Website," "Service," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

Description of Service

Global Currency Converter is a free online tool that provides currency conversion calculations and exchange rate information. Our service includes:

• Real-time currency conversion between 150+ global currencies
• Exchange rate information sourced from third-party APIs
• Educational content about currency exchange and forex markets
• Browser-based calculation tools that require no registration

Acceptable Use

You agree to use this Service only for lawful purposes. You agree NOT to:

• Misuse the Service: Attempt to interfere with, disrupt, or create an undue burden on the Service or networks connected to the Service
• Automated Access: Use bots, scrapers, or automated tools to access the Service without permission
• Reverse Engineering: Attempt to decompile, reverse engineer, or discover the source code of the Service
• Circumvent Security: Bypass any security features or access restrictions
• Illegal Activities: Use the Service for money laundering, fraud, or any illegal financial activities
• Harmful Content: Upload viruses, malware, or any malicious code
• Impersonation: Impersonate any person or entity or misrepresent your affiliation

No Financial Advice

IMPORTANT DISCLAIMER: This Service provides currency conversion tools and exchange rate information for informational purposes only. We do NOT provide:

• Financial advice or investment recommendations
• Professional financial consulting services
• Tax or legal advice
• Guarantees about exchange rate accuracy or future rates

You should consult with a qualified financial advisor before making any financial decisions. We are not responsible for any financial losses incurred based on information from this Service.

Accuracy of Information

Exchange rate information is provided without guarantee of accuracy:

• Third-Party Data: Exchange rates are sourced from third-party APIs (ExchangeRate-API). We do not control or guarantee the accuracy of this data
• Delays: Rates are updated hourly and may not reflect real-time market changes
• No Guarantee: We make no warranties about the completeness, reliability, or accuracy of exchange rates
• Market Rates vs. Retail Rates: Displayed rates are mid-market rates. Actual rates from banks or currency exchanges will differ and include markups
• Verification Required: Always verify current exchange rates with your financial institution before conducting transactions

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied
• We do NOT warrant that the Service will be uninterrupted, secure, or error-free
• We are NOT liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service
• We are NOT responsible for financial losses, lost profits, or damages resulting from reliance on exchange rate information
• Our total liability shall not exceed $0 (zero dollars), as this is a free service

Intellectual Property Rights

Our Content

The Service and its original content, features, and functionality are owned by Global Currency Converter and are protected by international copyright, trademark, and other intellectual property laws.

Your Use Rights

You may:

• Use the Service for personal, non-commercial purposes
• View and print pages for personal reference
• Share links to our website on social media

You may NOT:

• Reproduce, distribute, or create derivative works without permission
• Use our content for commercial purposes without authorization
• Remove copyright or proprietary notices
• Frame or embed our website on other domains without permission

Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for:

• The content, privacy policies, or practices of third-party websites
• Exchange rate data accuracy from ExchangeRate-API
• Google Analytics data collection and processing

We strongly advise you to read the terms and conditions and privacy policies of any third-party services you visit.

No User Accounts

Our Service does not require user registration or account creation. We do not collect personal information beyond anonymous analytics. See our Privacy Policy for details.

Service Availability

We reserve the right to:

• Modify, suspend, or discontinue the Service at any time without notice
• Refuse service to anyone for any reason
• Change these Terms at any time
• Limit features or restrict access to certain regions

We are not liable for any modification, suspension, or discontinuation of the Service.

Indemnification

You agree to indemnify, defend, and hold harmless Global Currency Converter and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Financial decisions made based on information from the Service

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these Terms or use of the Service shall be resolved through binding arbitration or in courts of competent jurisdiction.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision must be in writing.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date.

Your continued use of the Service after any changes constitutes acceptance of the new Terms. We encourage you to review these Terms periodically.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Global Currency Converter regarding the use of the Service, superseding any prior agreements.

Your Acceptance

By using this Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree, please discontinue use immediately.